Compare MCLR Rates
Compare and track Marginal Cost of Funds Based Lending Rates across leading Indian banks. Filter banks, compare rates, and find the most competitive lending benchmarks.
| HDFC Bank | Private Sector | 8.10% | 8.05% | 8.20% | 8.35% | 8.40% | 8.55% | 8.65% | 2026-06-07 |
| State Bank of India | Public Sector | 7.85% | 7.85% | 8.25% | 8.60% | 8.70% | 8.75% | 8.80% | 2026-07-04 |
| ICICI Bank | Private Sector | 8.95% | 8.95% | 9.05% | 9.10% | 9.15% | — | — | 2026-07-04 |
| Axis Bank | Private Sector | 8.55% | 8.55% | 8.65% | 8.70% | 8.75% | 8.85% | 8.90% | 2026-07-04 |
| Punjab National Bank | Public Sector | 8.00% | 8.25% | 8.45% | 8.65% | 8.80% | — | 9.10% | 2026-07-04 |
| Bank of Baroda | Public Sector | 7.85% | 7.95% | 8.20% | 8.50% | 8.75% | — | — | 2026-07-04 |
| Canara Bank | Public Sector | 7.90% | 7.95% | 8.20% | 8.55% | 8.75% | 9.00% | 9.05% | 2026-07-04 |
| Union Bank of India | Public Sector | 7.85% | 8.00% | 8.30% | 8.60% | 8.75% | 8.90% | 9.05% | 2026-07-04 |
| IndusInd Bank | Private Sector | 9.65% | 9.70% | 9.85% | 10.00% | 10.10% | 10.15% | 10.20% | 2026-07-04 |
| IDFC FIRST Bank | Private Sector | 9.40% | 9.40% | 9.70% | 9.90% | 10.10% | — | — | 2026-07-04 |
| Federal Bank | Private Sector | 8.20% | 8.25% | 8.40% | 8.65% | 9.10% | — | — | 2026-07-04 |
| UCO Bank | Public Sector | 7.90% | 8.15% | 8.40% | 8.65% | 8.75% | — | — | 2026-07-04 |
| Kotak Mahindra Bank | Private Sector | 7.50% | 7.85% | 8.35% | 8.40% | 8.40% | 8.45% | 8.55% | 2026-07-04 |
| HSBC India | Foreign Bank | 7.95% | 8.10% | 8.25% | 8.35% | 8.40% | — | — | 2026-07-04 |
HDFC Bank
Overnight
8.10%
1 Month
8.05%
3 Month
8.20%
6 Month
8.35%
1 Year
8.40%
2 Year
8.55%
3 Year
8.65%
State Bank of India
Overnight
7.85%
1 Month
7.85%
3 Month
8.25%
6 Month
8.60%
1 Year
8.70%
2 Year
8.75%
3 Year
8.80%
ICICI Bank
Overnight
8.95%
1 Month
8.95%
3 Month
9.05%
6 Month
9.10%
1 Year
9.15%
2 Year
—
3 Year
—
Axis Bank
Overnight
8.55%
1 Month
8.55%
3 Month
8.65%
6 Month
8.70%
1 Year
8.75%
2 Year
8.85%
3 Year
8.90%
Punjab National Bank
Overnight
8.00%
1 Month
8.25%
3 Month
8.45%
6 Month
8.65%
1 Year
8.80%
2 Year
—
3 Year
9.10%
Bank of Baroda
Overnight
7.85%
1 Month
7.95%
3 Month
8.20%
6 Month
8.50%
1 Year
8.75%
2 Year
—
3 Year
—
Canara Bank
Overnight
7.90%
1 Month
7.95%
3 Month
8.20%
6 Month
8.55%
1 Year
8.75%
2 Year
9.00%
3 Year
9.05%
Union Bank of India
Overnight
7.85%
1 Month
8.00%
3 Month
8.30%
6 Month
8.60%
1 Year
8.75%
2 Year
8.90%
3 Year
9.05%
IndusInd Bank
Overnight
9.65%
1 Month
9.70%
3 Month
9.85%
6 Month
10.00%
1 Year
10.10%
2 Year
10.15%
3 Year
10.20%
IDFC FIRST Bank
Overnight
9.40%
1 Month
9.40%
3 Month
9.70%
6 Month
9.90%
1 Year
10.10%
2 Year
—
3 Year
—
Federal Bank
Overnight
8.20%
1 Month
8.25%
3 Month
8.40%
6 Month
8.65%
1 Year
9.10%
2 Year
—
3 Year
—
UCO Bank
Overnight
7.90%
1 Month
8.15%
3 Month
8.40%
6 Month
8.65%
1 Year
8.75%
2 Year
—
3 Year
—
Kotak Mahindra Bank
Overnight
7.50%
1 Month
7.85%
3 Month
8.35%
6 Month
8.40%
1 Year
8.40%
2 Year
8.45%
3 Year
8.55%
HSBC India
Overnight
7.95%
1 Month
8.10%
3 Month
8.25%
6 Month
8.35%
1 Year
8.40%
2 Year
—
3 Year
—